When it comes to heating and cooling equipment, we all know the investment isn’t necessarily a cheap one — especially if you’re just getting your business off the ground and running.

At North Star Leasing, we strongly support financing heating and cooling equipment for your property because understand the significance this equipment has to providing a comfortable environment. Modern equipment is designed to be reliable, quiet, dependable and long-lasting. In fact, the average lifespan of modernized HVAC equipment is anywhere between 15 and 20 years — sometimes even longer, if properly and regularly maintained.

That’s why we offer heating and cooling equipment financing options for businesses across the nation. Contact us today for additional information.

How Our Equipment Helps You Kickstart Your Business

Heating and cooling equipment for your business isn’t a luxury — it’s a necessity. In fact, U.S shipments of air conditioning systems increased 6 percent in 2017 to 467,884, according to the Air-Conditioning, Heating, and Refrigeration Institute (AHRI). The institute also reported that warm-air furnace shipments were up in 2017 by about 14.1 percent to 211,293 units.

Simply put: Americans want their indoor environments to be not only livable, but more importantly, comfortable.

If you’re either starting or growing your business, you should be investing in high-quality HVAC equipment. Not only will this help you save on your energy bills, but it will also ensure those who enter your business are in a healthier, environmentally-friendly indoor atmosphere.

Whether you’re looking for a furnace, air conditioning unit or boiler, you can find an equipment financing option at North Star Leasing that best fits your needs. With financing terms between 13 to 60 months, we’re sure you can get the heating and cooling equipment you need that will fit within the realms of your budget.

Your Heating and Cooling Equipment Financing Options

You have two options when it comes to equipment financing for heating and cooling equipment at North Star:

Wood pellet stove financing

  • New heating and cooling equipment
  • Used heating and cooling equipment.

Depending on the type of equipment you need for your business and your budget, our team of professionals can help you determine what will work best for your individual situation. All you need to let us know is the following two things:

  • Your preference of equipment.
  • The exact type of equipment you need.

From there, we figure out the financing so you can focus on your business. There’s a reason we’re a Top Rated Local® Business Equipment Leasing Company — we value your time and your business. We also have the experience, helping businesses from several different industries since our inception in 1979.

Are you in need of heating and/or cooling equipment financing for your business? Are you on a budget? Contact our staff today to get an estimated monthly payment for your equipment needs.  

What type of heating and cooling equipment is necessary for your business to be successful?  How much of this heating and cooling equipment do you need? What is the climate like where you’re opening your business? These are all questions you should have in mind (and preferably answered) before you pursue an equipment financing option with North Star Leasing.

Whatever heating or cooling equipment you may need to start or grow your business, our staff can connect you with equipment financing that best suits your financial situation. We want to help businesses, no matter how small or large, thrive amongst their competitors. Sometimes, that’s as simple as having efficient and adequate HVAC equipment on-site.

Why waste time with bank loan paperwork? Why use your expensive credit cards? Lease your next piece of HVAC equipment or tooling with North Star Leasing.

We provide new and used heating and cooling equipment financing for the types of equipment listed below:

  • Waste oil furnaces
  • Wood pellet stoves
  • Outdoor wood furnaces
  • Boilers
  • Air conditioners
  • and more!

We’ve helped businesses from an array of industries throughout our tenure with this type of equipment financing. We provide flexible leasing options for new and used equipment with terms from 12 to 60 months. With 40 years of experience in the industry, our team at North Star Leasing is ready to help you take your business to the next level.

You tell us the equipment you need to purchase, and we provide the financing. It’s that simple. Apply for equipment financing today here.

We know you have a choice as a business owner when it comes to your heating and cooling equipment, whether you choose to lease, finance or purchase. Though a full-on purchase might seem ideal, it’s not always realistic. The financing process for heating and cooling equipment at North Star is cheaper than a credit card and easier than a traditional bank loan.

We have nearly four decades of experience in this industry, so we know having the proper HVAC equipment is a subtle foundation of a successful business. You have a choice of a financing program with terms anywhere between 12 and 60 months, and you have the option to purchase the equipment for $1 at the end of your financing term.  

Do you require more flexibility than that? We understand not all businesses have the same exact cash flows throughout the year. Ask our staff about North Star Leasing’s seasonal or annual repayment programs, which are tailored to your revenue cycles.

Spend less time worrying about how you’re going to pay off your HVAC equipment and more time growing your business. Contact us today.

The Benefits

There are many benefits to financing your heating and cooling equipment rather than purchasing it up front. We’ve listed a few of many benefits to financing through North Star Leasing below:

  • We have a fast and simple process. On average, it takes about six months or more to get a loan through a bank or lender. That’s way too much time spent waiting when you could be working and making money. Our fast and simple application process speeds up our overall process, ensuring you have the equipment you need as soon as you need it.
  • You’ll avoid huge upfront costs or down payments. Anytime you can avoid paying a large sum of money, why wouldn’t you? If your business is just starting out and the cash hasn’t necessarily started flowing in yet, you don’t want to have to worry about a hefty monthly equipment payment.
  • You’ll have overall lower minimum monthly payments. Our goal is to be understanding and practical. We can help you find an affordable monthly payment for your equipment financing that works well for you.
  • You can upgrade your equipment as needed. Like most of today’s technology, HVAC equipment can easily become outdated with fresh, advanced equipment that is constantly going on the market every year. Whenever you need to upgrade your equipment, just wait for your financing term to end to replace it with the modernized version.
  • Your credit score doesn’t have to be A+. We encourage an entrepreneurial, risk-taking mindset — an essential characteristic for all successful businessmen and women. Sometimes, that means your credit score is less than stellar. At North Star Leasing, we pull your FICO credit score and can usually find something that works for business owners with scores of about 640 or higher.

The Personal Touch

Our world is becoming more and more impersonal every day, and our goal at North Star Leasing is to provide an environment where you can forget about that fact. We love getting to know our customers on a personal level. We ask about their dreams, needs and goals. When you call us about your account, you can count on us to remember who you are and what you do.

Our personal touch isn’t merely coincidental — it’s intentional. Our employees here at North Star Leasing average about 15 years of experience (sometimes more than that) working with businesses across the nation. We have excellent communication skills, which results in exceptional customer service. We also are very knowledgeable about a variety of industries, so we can help find a solution that works best for you.

Whether you’re inquiring about payment terms or you’re requesting additional equipment financing, our professionals will ensure you get the answers you seek.

Fast Pre-Approval

Trust our team at North Star to find you the heating and cooling equipment you need to be successful. Get an equipment financing estimate from us today by calling (888) 868-1711. You can also fill out an application online.

Our leasing options range anywhere between 12 to 60 months for new or used heating and cooling equipment. Get a fast, no-obligation pre-approval today!

As a business owner, it can be hard to juggle all the different tasks you need to complete in a day — let alone decide if you should finance or purchase your HVAC equipment. That’s why you should focus on growing your business, and we’ll try to make that process as simple as possible by offering you affordable equipment financing options.

Here are some of the most common questions we get asked by our customers regarding heating and cooling equipment financing:

Q: Why should I invest in financing instead of purchasing my equipment?
A: There are many benefits to financing instead of purchasing heating and cooling equipment. For one, most individuals cannot afford the cost of brand new equipment upfront — especially if they are a new business, as those funds could be allocated elsewhere. Secondly, we offer estimated monthly payments that are based on the information you provide us regarding your individual situation and budget. This ensures more flexibility and a specific estimate for your payments because we understand a distilling business and pet business are not one in the same. Lastly, North Star gives you the option to keep your financed equipment at the end of your plan, if you decide you want to do so!  

Q: How will financing HVAC equipment benefit my business if I’m not an HVAC company?
A: Think of every building you’ve ever been in, whether that’s a retail store or a storefront for a specific service. You can tell when it’s too cold, too hot or when it’s just right. If you anticipate having customers in your business, you’ll want to have properly working and functional pieces of HVAC equipment. On top of that, we assume you’ll spend a majority of your time in your new business — might as well make yourself comfortable!

Q: What separates North Star Leasing from its competitors on the market?
A: When you choose North Star Leasing, you’re choosing a company that will prioritize your needs and goals. We won’t put you by the wayside, and we’ll ensure to do everything we can do see your business idea come to fruition. We want to do whatever we can to help entrepreneurial individuals achieve their own versions of the American Dream.

Since 1979, our team of professionals has helped finance more than 40,000 transactions. Those transactions involved businesses from a variety of industries, ranging from brewing and distilling to HVAC and manufacturing. Our goal is to provide you with equipment financing options that are realistic and flexible because we know when the businesses in our communities thrive, everyone reaps the benefits of their success. Get your quick and accurate estimate from our business equipment leasing company today.


We know your business is everything to you, which is why we want to be a contributing factor to its success. Equipment financing is underrated and is often an afterthought for most business owners, especially in regards to HVAC equipment. Don’t let it be.

Trust our combined 150 years of experience on staff to find you a financing option that you won’t be able to find anywhere else. We promise to be upfront and honest with our financing estimates so you don’t get yourself into a financial situation you regret.

If you’re in need of heating and cooling equipment financing, contact us today. You can reach us by calling (888) 868-1711 or by filling out our online form.